Workplace injuries and fatalities on construction sites are occurring at alarming rates in Canada. In 2015 alone, 26,000 Canadian construction workers were injured on the job and 186 were fatally injured. This article outlines the five most common workplace accidents and injuries on construction sites and provides suggestions on how to prevent them to protect your employees and your business (...)
Canada has officially legalized recreational cannabis use as of October 17, 2018. It’s a societal shift that has left many industries scrambling to figure out how to position themselves in this brave new world. How will school curriculum's introduce education around responsible consumption? How will restaurants incorporate edibles into their menus? What will legalization mean for tourism? How will cannabis products be marketed to the public - a government website for Ontario residents. The big question though, is how are insurance companies responding to this legalization (...)
Construction businesses face many risks - and these risks aren’t limited to construction sites. If you rent or own an off-site facility to store equipment and building materials or to use as a temporary office, it’s important to make sure these facilities are protected against potential risks. In the event of a loss, your business could suffer downtime and lost revenue. Whether inside or outside, all sites storing your property should be checked regularly (...)
You’ve just had water damage or a fender bender. Finding your insurance documents or broker’s phone number shouldn’t be an added ordeal. To make managing these stressful times a bit easier, and to adapt our services to your needs and schedule, Intact Insurance has developed an app that allows you to access your insurance information on your smartphone or tablet. You can also connect to your account on your computer via the Client Center. Our goal? To be there when you need us. So that you have more time for what really matters (...)
You’ve probably read about it in countless online articles dedicated to cars or technologies: dashboard cams are becoming increasingly popular. As technological advances continue to make dash board cameras smaller, cheaper and higher quality, you may be tempted to join the ten percent of Canadian drivers who have already embraced the trend and installed one in their car. They’re a must for some and a futile gadget for others. To help you out, we came up with the pros and cons to consider before making a decision (...)
If your business makes or sells products via a storefront or e-commerce website, you have a responsibility for the quality and safety of those products. If one of those products causes harm to a customer, or causes property damage, you could find yourself in the middle of an expensive and time-consuming lawsuit. To avoid massive financial hardships, its important to have a product liability policy in place, which can help mitigate the costs associated with lawsuits filed against your company (...)
Red light cameras are designed to photograph vehicles that enter a specific intersection after the traffic light has turned red. If you’ve been sitting in the intersection waiting to turn left since the light was green or yellow and it goes red as you’re turning, you’re probably safe. If you’re turning right at a red light, you could trigger the camera if you don’t stop and take the time to look both ways before moving into the intersection. Generally speaking, red light cameras are either mounted on a free-standing pole (...)
Parking lots present a higher probability of being involved in an accident than other roadways or highways, particularly in winter when the asphalt is covered with ice and snow. The accidents themselves typically aren't severe given that the travel speeds, but it's still important to be extra mindful. It doesn't take a massive accident to cause extensive damage to your vehicle these days. The questions that we always get asked is, who's at fault if more than one vehicle is involved (...)
Whether you’re a first-time home buyer or you’ve done this all before, there’s a lot to think about when you’re hunting for a new home, and you probably have hundreds of questions bouncing around in your head. Is it in a safe, friendly neighborhood? Does it have a secure backyard where my dogs can run free? And how far away is the nearest grocery store? But have you thought about how different parts of the house itself could impact the cost of your home insurance, and even your eligibility for coverage? While you’re picturing life in a new home, don’t forget to ask some important questions about the house.
